Loans Officer
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As a Loans Officer, your primary role is to Maintain and grow a healthy Loan portfolio through prudent loan administration and compliance with policies and procedures.
Detailed Responsibilities
- Reviewing Loan Applications and Processing of Loans for Disbursement. This will include ensuring full documentation and due diligence on every loan before processing for payment.
- Offer Customer Service Support through continuously engaging the customers and maintaining strong positive relationships with borrowers.
- Ensure that all loans in your Portfolio are collected at due dates.
- Preparation and presentation of comprehensive, timely & reliable Daily, Weekly and Monthly Collection and Portfolio Performance Reports.
Qualifications, Experience & Attributes
- Bachelor’s degree or Diploma in Business related field.
- At least 3 years’ experience in Unsecured Lending Environment (Digital Credit Providers, MFIs and other Unsecured Lending Businesses environments)
- Proven adeptness in Credit Appraisals, Disbursements and Debt Collection.
- Experience dealing with high volume calling and hitting monthly targets
- Persuasive with strong communication skills
- Self –driven and demonstrate ability to work with minimum supervision
- Strong attention to detail, goal oriented.
- Outgoing and confident personality who is able to operate at all levels.